Thursday, September 24, 2009

Affordable Health Care Is Within Your Reach

Finding affordable health care in America is getting harder. Some employers for hardworking employees have had to cut back on some of the health care for everyone because of the rising costs and working with a budget. How do I know this, well because I am one of those people affected and despite a very good job, before 2006, the health care package at work was first rate. It was quite sudden although my employer said he had been looking into changing our health car company because our current one was just too costly.

To make the system fair to everyone, the health care provider would need to change. I suppose some people are better off and perhaps I should not sound ungrateful. The new insurance company may be cheaper for the company but it is not for me because to have my husband and daughter in the plan costs double what it did with the previous provider. This means, that for my company to provide a health plan to all of the employees, it is no longer affordable for us.

I liked the previous company and so far I am not as impressed with the new one although the health care plan does not seem that bad. As far as I and some of my co-workers are concerned, the only real person to benefit form this new *affordable* health care arrangement is my company. You see, four years ago, I gave birth to a little girl and of course my old insurance paid for the whole of my hospital stay. This new plan, under similar circumstances however, would personally cost me in excess of 5,000 dollars.

You also have to bear in mind that this additional expense is just the hospital bill and doesn’t include the additional work fees I must now pay. Affordable health care options are becoming more widely available because there is a desperate need for them. Single mothers, families working for companies that don’t offer coverage, low-income households – they are all able to get low cost or even free health care. In principle, these plans are a good thing but there are always those that misuse it making the situation difficult for genuine cases.

 

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